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How to Prepare

Determine what you can afford to finance and spend on a monthly payment, and what type of vehicle will best support your lifestyle. Explore incentives and specials currently available on the vehicles you are considering.

Co-signer or solo?
You may be allowed by the creditor to have a co-signer sign the finance contract with you in order to make up for any deficiencies in your credit history. A co-signer shares responsibility for the agreement with the applicant.

Buy or lease?
Our team can help you determine which option is right for you, and share with you current incentives and specials that may support your decision.

Financing Your Vehicle:
Higher monthly payments than leasing, but no mileage considerations as you own the
car when it's paid in full.

Vehicle Leasing:
Generally offers lower monthly payments than buying, as during the lease period you do not own the vehicle. Additionally, there are mileage and damage limitations built into the agreement. At the end of the lease, when the agreed upon miles or months have accrued, you have four great options

* Turn your car in and walk away without further obligation
* Buy your vehicle, and keep it
* Buy your vehicle and trade it in
* Buy your vehicle and sell it

What Should I Bring?
When you visit the Borcherding dealership, bring a valid driver's license and current insurance information, as well as the title or registration from your current car if you plan on trading in your vehicle.
 
What Information Is Needed for the Application?
You will need to complete a credit application which may include: name; Social Security number; date of birth; current and previous addresses and length of stay; current and previous employers and length of employment; occupation; sources of income; total gross monthly income; and financial information on existing credit accounts. Tip: save time and make sure you have access to all necessary information by completing the application  online from the comfort of your home.
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